About Us

Advancing financial well-being

Founded in 2005, LOAN WAVE introduced U.S. consumers to an innovative new approach to personal finance called peer-to-peer lending. Almost twenty years later, LOAN WAVE has helped over 2 million customers achieve financial well-being through a comprehensive suite of products. LOAN WAVE personal loan marketplace continues to offer a unique value for borrowers and investors alike. Home equity loans and lines of credit through LOAN WAVE provide homeowners a range of options and choices for tapping into the equity they’ve worked hard to build. The LOAN WAVE® Card supports people seeking access to credit and flexibility in managing their finances. Regardless of the product, LOAN WAVE is dedicated to meeting people where they are in their financial journey, in order to advance their financial well-being.